step-by-step Instructions:
Step 1:
Go to the application page via this link:  https://climbcredit.com/apply/insightfellows
Step 2:
Enter your name, email and, phone number, and click “Next”
Step 3:
Complete the Basic Info section with your address and scroll down to the Personal Details section.
Step: 4
Complete the Personal Details section and click “Continue”
Step: 5
Enter Program Details and continue scrolling down to Financial Info.

For “Campus,” select the location to which you’ve been accepted from the dropdown list. For “Program” select the program to which you’ve been accepted. “Program Start Date” will be pre-populated with the session you’re attending. 

Step: 6
Complete Financial Info section.

Financing Amount will be preselected at $24,000. Select your preferred financing method: either 24 or 33 month repayment plan. 

Important note: The displayed interest rate on this page is an illustrative example only. Your actual interest rate will be determined following the submission of your application.

Step: 7
(OPTIONAL) Click “Add a Co-Borrower.”

This step is optional when initially completing the loan application, but may be required later, depending on loan approval status. If you’d like to skip adding a co-borrower, click “Continue without Co-Borrower,” and skip to step 9. 

*A co-borrower can be anyone willing to pay if you can't. Adding a co-borrower can greatly strengthen your application, but it's a big commitment from both parties. You'll be signing your names on some of the same forms, so make sure it's someone you trust.

Step: 8
Enter Co-Borrower details and click “Continue”
Step: 9
Select your preference for how you’d like important documents sent to you (email or mail), and select whether you would like important messages to be sent to you via text message.


Step: 10
Click “Connect to your Bank Account” to sign up for automatic payments.

Important note: Climb will reduce your interest rate by 0.25% if you sign up for autopay.

If you do not wish to sign up for automatic payments, continue to step 14.


Step: 11
Click “Continue”
Step: 12
Select your bank by typing into the search box or clicking on the appropriate bank logo displayed.
Step: 13
Enter your credentials and click “Submit”
Step: 14
Review the Disclosures document (you may download or print for your records).
Step: 15
Read the “Acknowledgements” section. Click “Submit”
Step: 16
Review confirmation message and click “Sign In & Upload” to sign in to your application portal.

*This message will vary depending on whether Climb requires any additional information in order to process your loan application.

Step: 17
Check your email inbox for a confirmation email, and for further instructions from Climb.
That's it!
Before your loan is finalized, the Climb team will verify your steps and reach out if there are any action items. If you have any questions, view our FAQ or ask us a question.